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(actually Slim Jr now)
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Discussion Starter #22
I googled to look up Innovis and sure as heck there's a fifth...PRBC!
Gore sure got us in a mess with his invention of the Internet! LOL.

Maybe all the www (internet?) traffic is warming the atmosphere!!
A lot of it is sure nothing but pollution!
 

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I received this from Malwarbytes the other day it explains what steps to do to freeze your credit. This is a freeze not a 90 day credit fraud alert. You get a pin to unlock your credit if you need to apply for something like a car loan all you do is ask which credit bureau they use and unlock it for them.

Our recommendation is to freeze your credit immediately with all four of the major credit bureaus. By freezing your credit, you’ll prevent criminals from trying to open up new accounts in your name—all of your current credit cards will still work. You’ll only need to consider unfreezing your credit if you want to apply for a loan, open a new credit card, or make any type of purchase that requires a check on your credit.

Three things you’ll want to know before contacting the credit bureaus.

One: You’ll want to pull a credit report. You can get a free report here. It doesn’t matter if you’ve already frozen your accounts, you can still monitor using the free tool. We recommend you pull only one report now, another one in four months, and the third in another four months. It’s not foolproof, but it will allow you to see different reports throughout the year to track any potential changes.

Two: the cost is minimal. While reports have varied—Equifax is offering their credit freeze for free, but it’s pretty hard to get through to them—freezing credit usually only costs a one-time fee of $10 per bureau. That’s 20 or 30 bucks for a whole lot of peace of mind.

Three: You must set or receive PINs when freezing your credit. Save these in a secure location, whether that’s using a password manager or physically storing the printed PIN paper someplace safe and out of sight.

Note: their phone prompts move quickly, so have your newly thought-up PIN and credit card information readily available.

Where to go to freeze your credit

Equifax: (800) 685-1111 or https://www.freeze.equifax.com/

Experian: (888) 397-3742 or https://www.experian.com/ncaconline/freeze

TransUnion: (888) 909-8872 or https://freeze.transunion.com/

Innovis: (800) 540-2505 or https://www.innovis.com/securityFreeze



Bob
 
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