[Woodchuck]

"for the fun of it."
still does not include backup transportation, to and from work or running errands

although some members said they had permission to take it to work if they were going to a show later that day or had an appt with a shop

i still wouldn't trust it

Three simple words.... "Read.....Your......Policy".

 

[Woodchuck]

Again, read your policy. Every state has different policy language to comply with state law. Also, bear in mind that Hagerty is NOT the insurer. They are the AGENT. The actual policy issued is underwritten by an insurance company. My current Hagerty Policy is underwritten by Essentia Insurance Company.

 

[Woodchuck]

I'm not a huge State Farm fan, but I have multiple other policies through them so I decided to ask them to insure my 1968 completely restored/resto-modded Mustang. Believe it or not, they did give me a policy with NO driving restrictions (a "regular" auto insurance policy) with a documented/agreed value of what I think the car is worth (well over 150k). I had a pile of receipts/build records that they examined very closely, but they did grant the policy and have renewed it twice now.

Oh yea - the best part - it is roughly half of the quote I got from Grundy and Hagerty.

Is your policy an "Agreed Value" or "Stated Value" policy. It makes a difference. In both cases, you agree with the company on a value. The difference is when you have a loss.

 

[Woodchuck]

As to the question of golf scores, well, as for me, I'm still trying to break a 100 at both bowling and golf . . .

"Golf? I play in the seventies and eighties..... if it gets any hotter I stay inside in the a/c....".

 

[Woodchuck]

Well generally when you purchase a new car your covered under a grace period until you contact them.

IF you're trading in a vehicle with existing coverage and then it'll be the same coverage so if you trade in a vehicle with just liability insurance that's what you'll get..... NEVER assume when it comes to insurance.

Also, although the carrier may have insurance coverage for the load being carried, I'd never rely simply on that coverage. It may protect you if the carrier is NEGLIGENT, but if the load gets hijacked or blown upside down by a tornado you might find yourself up the proverbial creek...