Hagerty “Drive your car”

3757 Views 76 Replies 40 Participants Last post by 69GT350H, 2 mo ago

DrVett

Discussion Starter · 3 mo ago

There have been discussions on what is covered with your classic car insurance. It’s been stated that if it’s not in writing you can’t necessarily believe that it’s true. So I just renewed my Hagerty insurance. And this statement was included in the paperwork I received.

So I guess drive your car for the fun of it!

Allen

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Bdubbs

· #58 · 3 mo ago

We have all 6 of our mustangs insured through Grundy. I have never had to make a claim....but I hope I don't get the run around.

I strictly use them for leisure driving. Never bring to work or run errands with them.

But they state that it's okay to do it periodically.

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Bdubbs

· #62 · 3 mo ago

LSG said:
AZ, umm,...yeah, read some of our insurance threads here. We had a VMF ember who was out for a ride in his Stang, just for fun. As he was out, his Mrs called him and asked him to stop at the hardware store and get washers to fix a leaky faucet. He stopped and the hrdwr store, and someone hit his car in the lot. The company was fighting him because going to the hardware store is 'running erands' There was a couple with Hagerty who went out for dinner, and they were hit, hard, and the husband was killed. They had previously stopped before dinner at the ATM to get cash. Hagerty was fighting the widow, because they had stopped at the ATM, and going to the bank is 'running errands', therefore canceling the coverage for the trip. Thats the mentality. Classic insurance is a ripoff, IMO. Now, to be fair, I live in Michigan, and our insurance situation is among the worst. Perhaps they're just mad at me, personally. My record is clean, has been for years. Married, kids grown and out of the house. Have plenty of other cars if bad weather or going to bad locations. I think the classic insurance deal is just an enormous cash cow for them. And the problem is compounded by agents who don't always understand whats offered, or whats needed. LSG

Depends on many factors. I had "stated value" on my 90 coupe through American Family. I personally want an agreed value. So I switched it over to Grundy.

All insurance in my opinion is somewhat of a rip off. But I'd rather have an agreed value on all of our cars than some normal insurance company saying my 93 foxbody mustang is only worth 15k according to nada or kbb. I have it valued at 35k through Grundy.

We all hope we never have to use it, but I can't say Grundy is great either, until I have to submit a claim, which I hope I never have to. If they treat me poorly, that's 6 cars insured through them that will no longer be.

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Bdubbs

· #74 · 2 mo ago

I like the fact that Grundy increases the agreed value up to 500 dollars every year without asking to do so. We'll see if this still holds true when I get my renewals. It's due in May.

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