[Midlife]

There's been quite a bit of discussion about Hagerty's policy regarding usage of the classic vehicle. I brought in my policy and read it thoroughly. You do have to have another vehicle for daily transportation. Here is the only qualifications regarding usage:

""Antique Vehicle" means a motor vehicle 25 years or more of age that:
1. Is maintained primarily for use in car club activities, exhibitions, parades, other functions of public interest or for a private collection; and
2. Is used only infrequently for other purposes."

A similar definition is used for "Classic Vehicle", of unique or rare design and of limited production that is an object of curiosity. Same restrictions as antique.

There is no mileage limitation whatsoever. I was told (verbally) by the representative of Hagerty that I could drive to the grocery store, drive it to work on occasion, etc., without any problems.

Cheers, and I hope this helps.

http://clubs.hemmings.com/baymustang/platesmall.jpgLet me check your shorts! My multimeter is just a-waiting! Formerly known as Midlife in the old VMF.
King of the Old Farts *struts*

 

[Guest]

I believe you also must keep the vehicle in a locked garage. Is that right?

 

[Midlife]

Not that I could see...

http://clubs.hemmings.com/baymustang/platesmall.jpgLet me check your shorts! My multimeter is just a-waiting! Formerly known as Midlife in the old VMF.
King of the Old Farts *struts*

 

[RagTop]

Yes, secure garage parking is also a requirement.

 

[ShanMan]

garage is DEFINITELY a requirement as told to me by their rep.

Shannon a.k.a. The ShanMan! /forums/images/icons/cool.gif
66' Vintage Burgundy C-code coupe
http://albums.photopoint.com/j/View?u=1571656&a=12306481&p=42935059&Sequence=2.jpg

 

[wayne50f1]

all above is correct including garage
if you got a daily driver work car go to State Farm or other.
(on occasion) is key here with specialty insurance
what ever you do go for high liability coverage in case your at fault and hurt someone, thats were the BIG BUCKS can ruin you financially................
Loss of part of a 16k cars value isnt good,but its nothin compared to fixin people parts..
Above quote from an ole insurance agent.............Me

[color:red]1965 A code fastback c4 with factory air ,power steering and front disc, 10/64 build ,a pre GT...GT</font color=red>
[color:green]My web site is [colorurple]here</font color=purple>
http://www.valkyrie.net/~wayne50f1

 

[Midlife]

That might be a requirement to be issued a policy, but it doesn't state that on the policy whatsoever. If someone else can check their policy to confirm this, I'd be much obliged.

http://clubs.hemmings.com/baymustang/platesmall.jpgLet me check your shorts! My multimeter is just a-waiting! Formerly known as Midlife in the old VMF.
King of the Old Farts *struts*

 

[EdK]

I'll check my Hagerty policy tonight and let you know. I recall they mentioned keeping the car garaged when I talked to them but, as a legal point, the contract itself must include that as a term or you're not going to be bound by the prior verbal representation to that effect. Free legal advice.

EdK (Ed Kennedy on old forum)
'66 Coupe, '94 GT Convertible, 2000 Explorer XLT