Joined
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17,130 Posts
As usual, they win.
You may recal. On March 14th I was teeboned by a waste management truck a few miles from my house. I wasn't hurt and my truck since it is a tank, only recieved minor damage.
So I had a witness, who supported my claim he ran a stop sign. A police report stating he ran a stop sign and failure to yeild right of way. Nothing else in the report.
So now after months, Gallagher Basset has graciously offered my an 80% settlement since they have devined magically that I was speeding.
I just got back from the police station, and talked to the cop. He said they called and wanted an accident reconstruction and refused. He told them it obviously the truck drivers fault. So they have a picture of my skid marks and 'estiamted' the skid I left to be 90 foot from the start to the end. I told that to the cop, and he laughed and siad I didn't leave a 90 foot skid mark.
Gallagher Basse, using straight line calculations, say I was obviously doing 42-45 MPH. To which I responded simply "Excuse me moron, it wasn't a straight line skid the truck spun me 180 degrees so even if your estiamte was accurate, the truck would have only travelled 45-50 feet past the accident which according to your straighline math puts my speed at 30-34 MPH per your calculator."
So they got all silent and stopped responding. Then they counter with, we hold to our conclusion that this accident is only 80% our fault. We have tabled our offer and it is only valid for 3 days after that we will make no payment, goodbye"
I hate f'in insurance companies. I called up my lawyer and he said I am screwed. Even if I got in front of a judge, since I live in a state that can assign % of blame, he would just read the comlaint and rule in favor of the insurance company regardless of the actual facts and circumstances.
So here I am, only getting an 80% payout for something that wasn't my fault. There is something wrong with this world. If I hadn't been a nice guy, and had the police officer issue a ticket when he asked if I wanted him to, I would have leverage. If I hadn't been in such control of my car I would have received major damage and been injured, but since I wasn't they are using the little know "last chance" law which says they can claim 80% if the driver didn't take every precaution to avoid collision......even though I was actually in the on coming lane when hit becuase I was swerving to avoid the impact. ugh
Next time I'm just gonna let the a$$holes hit me.
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You may recal. On March 14th I was teeboned by a waste management truck a few miles from my house. I wasn't hurt and my truck since it is a tank, only recieved minor damage.
So I had a witness, who supported my claim he ran a stop sign. A police report stating he ran a stop sign and failure to yeild right of way. Nothing else in the report.
So now after months, Gallagher Basset has graciously offered my an 80% settlement since they have devined magically that I was speeding.
I just got back from the police station, and talked to the cop. He said they called and wanted an accident reconstruction and refused. He told them it obviously the truck drivers fault. So they have a picture of my skid marks and 'estiamted' the skid I left to be 90 foot from the start to the end. I told that to the cop, and he laughed and siad I didn't leave a 90 foot skid mark.
Gallagher Basse, using straight line calculations, say I was obviously doing 42-45 MPH. To which I responded simply "Excuse me moron, it wasn't a straight line skid the truck spun me 180 degrees so even if your estiamte was accurate, the truck would have only travelled 45-50 feet past the accident which according to your straighline math puts my speed at 30-34 MPH per your calculator."
So they got all silent and stopped responding. Then they counter with, we hold to our conclusion that this accident is only 80% our fault. We have tabled our offer and it is only valid for 3 days after that we will make no payment, goodbye"
I hate f'in insurance companies. I called up my lawyer and he said I am screwed. Even if I got in front of a judge, since I live in a state that can assign % of blame, he would just read the comlaint and rule in favor of the insurance company regardless of the actual facts and circumstances.
So here I am, only getting an 80% payout for something that wasn't my fault. There is something wrong with this world. If I hadn't been a nice guy, and had the police officer issue a ticket when he asked if I wanted him to, I would have leverage. If I hadn't been in such control of my car I would have received major damage and been injured, but since I wasn't they are using the little know "last chance" law which says they can claim 80% if the driver didn't take every precaution to avoid collision......even though I was actually in the on coming lane when hit becuase I was swerving to avoid the impact. ugh
Next time I'm just gonna let the a$$holes hit me.
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