I have had State Farm since 1986 and have had our house with them for 25 years with no claims on the house...ever. We have a multi vehicle discount as well as an accident free discount, so my 1st thought was to go back to them. Given our history with them, my agent still wouldn't even discuss it with me unless I agreed to show and parade only with no exceptions and a professional appraisal. Really surprised me.I have State Farm for full coverage with no deductible on my 66 at an "agreed upon" value (occasionally driven), liability on the Emberglo 66 (soon to add a 16 year old), full coverage on the wife's 18 Expedition, and full coverage on my 02 F-250 (soon to cut to liability only). I spoke with my agent today and cutting my truck to liability will reduce it by half, and adding my son on the Emberglo car is only going up by $43 per month so I'm pretty happy. With home, multi-car, good driver for me and wife, and with driver's ed and honor roll for my son, I'm pretty stoked!
Still considering Hagerty for MyFirstCar, but the quote is nearly identical to what I'm paying now.