That's great to hear, I hope to never need them tho!I have Hagerty and have had an actual claim with them. Got hail damage on my '66; a number of sizable dents on the hood, roof, and trunk. We discussed with the adjustor that the dents will have to be removed and the entire car repainted because the color wouldn't otherwise match. Adjustor said they'd do whatever necessary to make the car good. I went to the exact place I wanted to take it, had the body guy contact the adjustor - who then signed off on it and we received a check within 6 days. Cost to repair was almost half the agreed upon value and we had no problem at all getting them sign off on it.