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Last Tuesday a guy decided to turn in front of me and I tee-boned him doing about 35 mph. Since the Escort is a '93 model, it was totaled.

I'm fine, but my car-pool passenger hurt her neck and shoulder; the guy who I tee-boned was hobbling.

So now I have to get another commuter car - what a pain (not to mention lost $$ and higher insurance rates)!!

Of course Woosiecoupe is aprt in hundreds of pieces, so I can't even drive that! ARRGGHH!!!
 

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If the guy turned in front of you, that means he cross the path of on comming traffic, or in other terms, he failed to yield right of way. Your insurance should not go up if it's not your fault!
 
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California places blame on percentage of fault.

If the facts are as simple as presented, and you had no clear chance to avoid the accident, then your rate should not go up. If it does, have the insurance company justify the change.

I've had two accidents where the other driver was at fault and I had no change.

I'm also an A++ driver with State Farm.
 
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