I think you'll get replies from both ends of the spectrum. I just went through this decision process myself. I was ready to pull the trigger on an expensive front disc conversion made more difficult because I have 14 inch, four lug wheels. That really limits your options.
I was advised to change just the front wheels to five lug. Really? Who wants to carry two spare tires.
I was advised to change all four wheels to five lug. That would require new wheels, new tires, rear end/axle work, in addition to the actual disc conversion. Talking about mission creep!
Finally, someone asked me the following questions: (paraphrased)
1. Do I drive my car hard? (hot rod it?) NO, I don't. I really baby it.
2. Do I pull a trailer or carry a lot of weight in the car? NO, and I never will.
3. Do I live in a mountainous area? NOPE.
4. Do I drive my car a lot? Do I drive in a busy city with lots of traffic? Nope.
Small town, rural. To Sonic for burgers occasionally or the donut shop when the
grandkids are in town. I have put less than 500 miles on her since I got the car
two years ago.
So, I elected to keep my drum brakes. Tomorrow I am taking the car, 68 vert 200-6, to my mechanic to have a thorough going over of the brakes. He will bring the brakes up to better than factory. I already have power assist.
If you have 15 inch, five lug wheels, it will be an easier decision to go disc. But don't be afraid to stay with drums, just make sure they're up to snuff.